ETFs offer a practical way to invest in gold<\/a> without the complications of physical bullion. Minter notes, \u201cInvesting in gold is as easy as investing in a stock when you invest via ETFs, however investing via physically buying gold from a Costco \u2014 or other retailer \u2014 comes with some complications.\u201d<\/p>\n\n\n\nETFs reduce trading and storage costs and provide secure, audited holdings. He also points out that \u201cthe majority of the price appreciation of gold over the last four years has been as a result of central bank demand rising rather than investor demand.\u201d<\/p>\n\n\n\n
\u201cWe think portfolios with balanced allocations including a modest exposure to commodities are well positioned through the rest of 2025.\u201d \u2014 Justin Cardwell, Director of Research, Alternative Options<\/h4>\n\n\n\n
Cardwell sees gold as part of a broader commodity strategy. \u201cLooking ahead, we think portfolios with balanced allocations including a modest exposure to commodities are well positioned through the rest of 2025. While tariffs and slowing economic data have raised concerns about inflation and growth, a pro-business policy environment and a dovish Federal Reserve could keep both stocks and commodities supported.\u201d <\/p>\n\n\n\n
Gold serves as an anchor asset during volatility: \u201cGold fits neatly into that mix as an anchor asset when volatility rises. One of the bigger structural drivers for gold ownership is the persistent pressure on the U.S. dollar. With the national debt climbing by trillions and everyday prices of beef, coffee and metals doubling in the past one to two years, inflation risks aren\u2019t theoretical.\u201d<\/p>\n\n\n\n
\u201cIt can play a role if you think of it as insurance, not an engine of growth.\u201d \u2014 Eric Croak, CFP, Croak Capital<\/h4>\n\n\n\n
Croak stresses gold is not a wealth-building asset. \u201cGold does not generate cash flow. It does not have a yield. It does not pay interest. It does not pay a dividend. Sure, the price might spike during market panics. But that is sentiment-driven, and does not reflect a business creating value.\u201d<\/p>\n\n\n\n
He recommends limiting allocation to 3\u20135% of a diversified portfolio: \u201cIf you have a healthy, fully diversified portfolio, 3% to 5% max seems reasonable for the person who is really concerned about inflation, currency debasement and\/or geopolitical risks. That\u2019s your ticket.\u201d<\/p>\n\n\n\n
\u201cWe suggest that most investors put none of their portfolio into gold in bullion form.\u201d \u2014 Thomas Winmill, Portfolio Manager, Midas Funds<\/h4>\n\n\n\n
Winmill highlights the costs of physical gold, including storage and insurance. He encourages looking at gold mining companies for inflation protection and potential returns: \u201cInvesting in certain gold mining companies, in contrast, not only offers an inflation hedging ability through company ownership of gold deposits, but also excellent potential for current returns.\u201d He emphasizes that commodity investing is speculative, influenced by unpredictable macroeconomic and political factors.<\/p>\n\n\n\n
\u201cGold will always have value \u2014 it will never go to zero.\u201d \u2014 Brett Elliott, Director of Marketing, American Precious Metals Exchange<\/h4>\n\n\n\n
Elliott underscores gold\u2019s long-term stability. \u201cWhether gold is worth it or not depends on your goals, but if we look at recent returns alone, that should tell us something about it. Year to date we\u2019re currently seeing a 38% return on investment, making it one of the best performing asset classes in the world.\u201d<\/p>\n\n\n\n
He advises investors to choose the gold vehicle that suits their strategy\u2014physical bullion, ETFs, or digital gold\u2014and to be mindful of market timing.<\/p>","protected":false},"excerpt":{"rendered":"
Gold futures have surged past $3,700 an ounce, prompting experts to weigh in on whether investors should jump in\u2014or has that ship sailed?<\/p>","protected":false},"author":2,"featured_media":2946,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[39,8,58,63],"tags":[68,69,33,70,73],"class_list":["post-2945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-explainers","category-investing","category-latest-us-stock-market-news","category-worthy-endeavors","tag-finance","tag-general","tag-investing","tag-north-america","tag-precious-metals"],"acf":{"featured_video_oembed":"","featured_post_summary":"","post_source":""},"_links":{"self":[{"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/posts\/2945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/comments?post=2945"}],"version-history":[{"count":4,"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/posts\/2945\/revisions"}],"predecessor-version":[{"id":2950,"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/posts\/2945\/revisions\/2950"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/media\/2946"}],"wp:attachment":[{"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/media?parent=2945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/categories?post=2945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wallstreetendeavor.com\/de\/wp-json\/wp\/v2\/tags?post=2945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}